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Does Insurance Cover Dental Implants?

Posted on November 18, 2020

When considering the cost of dental implants, patients often wonder: Will these be covered by my insurance?Although this may seem like a direct yes-or-no question, the answer may not be as simple to get as one might think. Coverage for dental implant surgery can depend on whether dental insurance, medical insurance, or both could apply towards the procedure and how much the insurance plan can cover depends on some factors such as the insurance provider, the annual limits of the policy, and the coverage details of the policy. Patients should have discussions regarding their insurance coverage with their oral and maxillofacial surgeon (OMS) for more information.

What Sorts of Insurance Will Cover Dental Implants?

Patients should discuss their options and the extent of the surgery with their oral and maxillofacial surgeons (OMS) as some insurance plans cover implants, and others do not. Essential questions to ask may include these, such as: Is there a prior tooth extraction necessary? Will anesthesia be required? Will bone grafting be involved? Patients may also contact their dental and medical insurance companies to discuss options and to get more information. If a patient’s dental insurance policy covers dental implants, review the plan’s annual limit to note if there are any additional out-of-pocket expenses. A crown attached to the abutment of a dental implant may be covered under some dental insurance plans as well. There are also medical insurance plans which are starting to cover aspects of dental implants, mainly if there are medical complications as an outcome of tooth loss. Some insurance plans covering injuries and accidents that require the replacement of one or more teeth may allow for dental implants. With this in mind, it’s essential to know that there are options for patients to get the assistance they need for dental implants, and most important of all, to remember that benefits depend solely on an individual’s policy. Never base your medical budget on the decisions and experiences of others.  

Consult an OMS for Dental Implant Consultation

The cost of dental implants and the procedure vary immensely from area to area and from doctor to doctor. To better establish the specific charges, it’s imperative to have a course of action in place:

  • Consult an OMS: If you are considering getting dental implants, you should consult with an oral and maxillofacial surgeon.
  • Contact Insurance: Contacting both your medical and dental insurance companies to determine whether they will cover the dental implant surgery will help you determine the cost of the procedure.
  • Create a Budget: Dental implants are a permanent solution to tooth loss and are invaluable. They are a life-changing choice for many, and patients should take the steps necessary to change their lives to get the procedure with a budget.
  • Discuss Price with an OMS: Numerous oral and maxillofacial surgeons can connect patients with affordable financing solutions for oral healthcare issues.

One of the only long-term solutions for tooth loss are dental implants, and they genuinely are a life-changing investment for so many, often providing a permanent improvement in the quality of life for the patients that receive them without the upkeep required with dentures or bridges.

Want more information about Dental Implants? Contact ISmile Dental Spa Today!

Our dentists and team provide family-focused dental care that will always leave you smiling! We welcome you to call iSmile Dental Spa today at (916) 979-7122 to schedule an appointment with Dr. Angel Soto or Dr. Carla Gutierrez and learn more about dental implants in Carmichael, California!

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